In the fast-paced business world, the ability to make transactions quickly and securely is invaluable. The introduction of 'Tap to Pay' on mobile applications has revolutionized the way payments are processed. In this article, we'll guide you through the simple yet efficient process of using Tap to Pay on your mobile app.
What is Tap to Pay?
Tap to Pay transforms your smartphone into a powerful point-of-sale (POS) device, enabling you to accept payments without the need for external card readers. This feature uses Near Field Communication (NFC) technology to facilitate contactless payments, ensuring a smooth transaction experience.
Setting Up Tap to Pay
Before you begin using Tap to Pay:
Ensure your mobile app is updated to the latest version.
Make sure your Stripe account is integrated within the app. If you encounter a message indicating that Stripe is not connected, navigate to Payments > Integrations in the app and select 'Connect with Stripe'.
The feature is available in the US Only. So please ensure you’ve selected ‘United States’ as your country under the business profile settings.
Using Tap to Pay
Once set up, using Tap to Pay is a breeze:
Initiate Payment: Open the mobile app and select the Point of Sale option. Enter the transaction amount and add any relevant sale details.
Process Payment: After entering the amount and details, select 'Charge'. The app will prompt you to hold the customer's payment method (a contactless credit card or a smartphone with a mobile wallet like Apple Pay or Google Pay) near your device.
Transaction Completion: Once the payment is processed, you will see a confirmation screen indicating a successful transaction.
On the Mobile App, choose Point of Sale.
Enter the amount for the transaction and put in some details about the sale by clicking on +Note.
After putting in the amount and note, click on the Charge (Amount) button.
Wait for it to load and connect to the reader.
Add a tip on top of the amount if necessary. You can also customize the amount for the tip by clicking "Custom." If not, then just proceed with "No tip."
Ask your customer to tap their contactless payment method (e.g., Credit card, Apple Pay, etc.) to the App for the app to collect the payment to your Stripe account.
Once it goes through, you'll see "Approved, Payment Successful" on the screen, the name of the business, and also a transaction ID.
Benefits of Tap to Pay
Efficiency: Transactions are completed with a simple tap, making the process quicker than traditional methods.
Security: Tap to Pay employs advanced encryption technology, ensuring that financial information remains secure.
Convenience: Eliminates the need for external card readers, making it perfect for on-the-go transactions.
Compatibility: Supports a wide range of contactless payment methods including mobile wallet apps.
Tips for a Smooth Experience
Update Regularly: Keep your mobile app and smartphone OS updated for the best performance.
Check Compatibility: Ensure your device supports NFC and is compatible with Tap to Pay.